Fiorenzoni

At Fiorenzoni, Roman born chef and owner, Mario Nogarotto bases his culinary creations on authentic Italian cuisine, but with a modern twist. With only the finest ingredients ever being used, care and attention is paid to every detail, creating a menu that is sure to tantalise any tastebuds.

BMW Car Finance

Tips for Getting Approved for a BMW Car Finance Loan

If you have set your eyes on a nice BMW that you would like to buy, you could be wondering about how you are going to purchase it. You may want to look for a BMW car finance loan so that you can make your dream of buying a nice BMW come true, but you could be concerned that you will not get approved. These are a few tips that can help you get approved for the BMW car finance loan that you need in order to fulfill your hopes of buying the car that you want.

Save Up a Bigger Down Payment

Since a BMW might be more costly than some of the cars that you have purchased in the past, you might need to save up a slightly higher down payment for it. This is a good idea for a few reasons. For one thing, your BMW Car Finance Stratton lender might require you to pay a higher down payment if you are buying a newer-model BMW with a bigger price tag. Plus, if you save up a bigger down payment, you can increase your buying power so that you can buy a nicer and newer car. Additionally, it will help you keep your monthly payments down so that you can drive a BMW without it putting too much of a crunch on your budget.

Work with the Right Lenders

Another thing to think about when shopping for a BMW car finance loan is that the lender that you choose really does matter. If you find a lender that specializes in financing people for higher-value luxury vehicles, then you might increase your chances of getting approved. If you have a slightly lower credit score, then you may want to look for a lender that offers loans to those who do not have the best credit..

Work with Your Dealership

While shopping for a BMW, you might have stopped by your dealership quite a few times. You may have looked at the different cars, talked to a few sales professionals and even test drove a couple of vehicles. One thing that you might not have asked about, however, is if you can get help with securing a BMW car finance loan. However, you should know that the people who work at these dealerships often have strong working relationships with BMW car finance lenders, so they might be able to help you with this process. This can make it faster and easier for you to get approved for a BMW car finance loan.

Novated Leases for Employees

3 Reasons to Offer a Novated Lease to Your Employees

As an employer, you might always be looking for ways to provide your employees with competitive compensation and the best possible perks. After all, you probably know that it’s important to offer these things if you want to attract and keep the best talent and if you want to show your appreciation to the employees who work so hard for you and your company. One thing that you might be thinking about offering to each employee is a novated lease. However, you could be a bit unsure of whether or not a novated lease is the right thing to get into. Of course, every company is different, so it may or may not be a good idea. These are a few benefits that many employers are able to gain from offering these leases to their employees, however.
Extended Warranty

1. Your Employees Get to Drive New Cars

Who doesn’t love the idea of driving a brand new car? By offering a novated lease to your employees, you can make it possible for them to drive a brand new car at a cost that will be affordable for them. This can be a great perk for the employees who you would like to keep happy. When you see all of the new cars parked in the parking garage or parking lot at your business, it’s sure to make you — and all of your employees — happy.

2. Increase Your Employees’ Incomes

If you ask your employees about the perks that they would enjoy and appreciate the most, many of them might say that they would love to get a raise. With a Novated Lease at https://www.strattonfinance.com.au/novated-lease, they can actually enjoy more of their incomes. This is because they can use their pre-tax incomes to help pay for the cars that they lease, allowing them to make use of more of their money. This can also help them pay less taxes overall, since their annual post-tax incomes will be so much lower. It’s like giving your employees a raise.

3. It Isn’t Risky for You

Even though it might be important to you to provide your employees with perks and compensation, you may want to avoid doing things that are overly risky for your business. Luckily, a novated lease is not a risk for your business at all. This is because the novated lease will end if your employee no longer works for your company, so it will not be something that you have to worry about.

Ins and Outs of a Novated Lease

The Ins and Outs of a Novated Lease

A novated lease can be advantageous for people who work for companies. If you’re in need of a vehicle for work applications, then it may be a smart time to delve into the vast lease world. A novated lease essentially is a straightforward concept. If you get one, then you basically get a salary package for a vehicle, nothing more and nothing less. It can help significantly to understand all of the advantages that are associated with a novated lease prior to proceeding. It may be able to give you access to perks you didn’t know were possible. If you receive this type of lease, then your vehicle lease payments are taken out from all of your “before tax” payments. Your place of work takes out these wages.

It can be frustrating to cover a vehicle using a net salary. If you’re looking to save a substantial sum of money after you take care of taxes, novated leasing may be a strong choice. It can be a great thing for people who wish to pay decreased amounts of taxes. It can be a fantastic thing for people who prefer the idea of higher amounts of disposable income as well. Novated leasing in many ways can be comparable to a salary increase, surprisingly enough. The best thing about it is that employers don’t have to accommodate these salary increases. It’s a win-win situation for everyone involved. Novated Lease Calculator at https://www.strattonfinance.com.au/novated-lease/online-quote.aspx

Novated leasing can also be a serious boon for people who don’t have much spare money and time. If you want to reduce costs that are associated with purchasing a vehicle all by yourself, novated leasing may be a strong approach. This leasing concept can help reduce all of your fuel costs, first and foremost. It can help you save considerable amounts of money on everything from reporting to routine maintenance. It can help you save big time on all vehicle service appointments as well. It can come in handy for people who live in fear of the costs that are associated with vehicle repair needs.

Stratton Finance

This leasing can be appropriate for people who crave a lot more flexibility in their lives. If you want to be able to pick a vehicle that’s optimal for your driving preferences, this form of leasing can be helpful. It can be beneficial for people who don’t want to be forced to pick between small numbers of company vehicle choices. It can be great for people who want to have the freedom to be able to pick cars that accommodate their individual lifestyle and budget requirements. Novated leasing, last but not least, doesn’t force people to have to return their vehicles in the event of job changes. If you begin work for a brand new employer, you can simply transfer your vehicle lease to the company. The process is both easy and quick.